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Doug EspositoGallagher · CA License #0D93763
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Construction · Renewable energy · Alternative risk

Clearer risk decisions for complex work.

Doug Esposito helps contractors, developers, and EPCs connect insurance, contracts, claims, and risk financing—so the program fits the work behind it.

27+ years in property & casualty insuranceCRIS construction risk specialist
Solar array beside a construction site at dusk
Where construction and energy meetIllustrative image
Doug Esposito, CRISSenior Vice President · Arthur J. Gallagher & Co.

01 / Practice focus

Specialist advice for what's at stake.

One advisor across three connected areas. Start with the business or project; the right program follows from understanding the risk.

01

Construction

Insurance programs and risk advice for contractors, specialty trades, data center projects, and EPC firms—grounded in the way the work gets done.

02

Renewable energy

Coverage for developers, owners, and project teams across construction, operation, cyber exposure, and tax credit requirements.

03

Captive & alternative risk

Feasibility and structure for organizations considering property, liability, auto, and workers’ compensation risk financing.

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02 / The approach

Premium is one number. Risk is the whole picture.

Gallagher's CORE360® framework looks beyond the renewal price. It connects program structure, coverage gaps, uninsured loss, prevention and claims, contractual liability, and premium to understand total cost of risk.

The first conversation is about your operations and the questions that matter most—not a prepackaged recommendation.

See the CORE360® approach

03 / Working together

Start with a real conversation.

A practical path from development and bid through build, operate, and claim.

  1. 01

    Development

    Map project risks and financing requirements early.

  2. 02

    Bid

    Review contract and insurance requirements before commitments.

  3. 03

    Build

    Align coverage with the work and its changing exposures.

  4. 04

    Operate

    Plan the handoff from construction to ongoing operations.

  5. 05

    Claim

    Prepare for a clear response when a loss occurs.

Doug Esposito

The advisor

Doug Esposito, CRIS.

Doug is a Senior Vice President at Gallagher with more than 27 years in property and casualty insurance and more than two decades focused on construction and renewable energy. He works with clients from Reno and Sacramento across the United States.

Meet Doug

Let's talk

Bring the project. We'll start there.

Tell Doug what you're building, where it stands, and what risk deserves a closer look.